Iowa Repo Laws - Repossession Laws
Repo Laws - Repossession Laws in Iowa:
Where do I refer to for Title or License Registration?
For state Title and License Information, refer to:
Iowa Office of Vehicle Registration
P.O. Box 9278
Des Moines, Iowa 50306-9278
Telephone: (515) 237-3055
Fee for search of records is $0.50
Shown on title held by lienholder.
Uniform Commercial Code (UCC)
adopted in July, 1966: with Recorder
of Deeds of county where buyer
resides: if non-resident, in any
county where property is located.
As per the UCC, repossession is
allowed and permitted as long as it
is peaceful, and it is after a
Twenty Day Right To Cure Letter from
lienholder to debtor.
May be made prior to resale or
contract to resell.
Permitted after sale.
Security interest noted on the
certificate of title. Title
certificates issued by the County
Treasurer of owner's county of
residence and retained by secured
party until satisfied.
Iowa title certification and affidavit of foreclosure of security interest. All other titles must be reduced to lienholder's name.
Documents Required for Liquidation:
Title, Affidavit of Repossession. Do not release lien on title.
Remain with the owner if another vehicle is purchased within 30 days, the plates can be put on that vehicle, provided the fees are paid on the replacement vehicle. If a replacement vehicle is not purchased, plates must be turned into the county treasurer.
All recovery requirements and fees are current as of 2002.
Repo-Laws.com does not warrant the accuracy of these Repo Laws - Repossession Laws or recovery requirements. The Repo Laws - Repossession Laws or recovery requirements listed on Repo-Laws.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.